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Data ReportsApril 11, 2026- Fannie

Indiana Phone Scam Report 2026: 143,882 FTC Complaints Across 7 Area Codes

Key Findings

Indiana had the largest robocall increase in the entire United States from 2023 to 2024: 140.93 million additional robocalls, a 14.25% jump that outpaced every other state (YouMail data). ScamVerify™ analysis of 9.7 million FTC phone complaint records reveals 143,882 complaints from 57,026 unique scam numbers across 7 Indiana area codes. Spam calls increased 89.94% year over year (ThisNumber data).

Indiana ranks #8 nationally for spam per user (Truecaller) and is in the FBI's top 10 states for IC3 internet crime complaints. Medical scams lead the state at 14,705 complaints, and the Indianapolis area codes (317 and 463) anchor the state at 38,863 combined complaints. AG Todd Rokita has taken an active enforcement approach, including dissolving a Jasper-based timeshare fraud company and warning about fake Indiana DMV and DOR text scams. Duke Energy Indiana reported 346 scam complaints in 2025, with scammers replicating Duke's IVR phone system (the same technique documented in Colorado with Xcel Energy).

All 7 Indiana Area Codes: Ranked by Complaints

RankArea CodeRegionNumbersComplaintsPer #In-State %Nat'l Rank
1219Northwest IN (Gary)10,88628,3202.652.0%#153
2317Indianapolis11,26028,3192.569.6%#154
3812Southern IN8,93821,4232.471.8%#208
4765Central IN7,76020,0852.666.5%#215
5574South Bend7,31418,6452.575.5%#229
6260Fort Wayne6,69916,5462.568.8%#248
7463Indianapolis (overlay)4,16910,5442.560.9%#297
Total57,026143,8822.5 avg66.4% avg

The 219 Gary/Northwest Indiana area code leads the state by just 1 complaint over Indianapolis (28,320 vs. 28,319). This virtual tie masks different profiles: 219 has the lowest in-state targeting (52%) with debt reduction as its #1 category (4,391 at 86.7% robocall rate), while 317 has higher in-state targeting (69.6%) with medical as its #1 category.

Indianapolis: Indiana's Anchor

Area CodeCoverageComplaintsIn-State %#1 Category
317Indianapolis28,31969.6%Medical (3,999)
463Indianapolis (overlay)10,54460.9%Medical (747)
Indianapolis Total38,863

Indianapolis generates 38,863 complaints (27% of the state total). Medical scams lead both codes, with 317 at 3,999 medical complaints and a secondary focus on impersonation (3,234). The 463 overlay has lower in-state targeting (60.9%) and elevated home improvement (170 at 71.8% robocall) and work-from-home (74) complaints.

AG Rokita warned in August 2025 about fake Indiana DMV texts threatening traffic violation consequences. In 2025, he also warned about fake DOR "Final Court-Ordered Collection Notice" texts on social media. His office dissolved GoGo Travel Consulting in Jasper for identity theft and fraudulent timeshare transactions.

Northwest Indiana: The Chicago Spillover Zone

The 219 area code (Gary, Hammond, Valparaiso) covers Northwest Indiana, directly adjacent to Chicago. Its scam profile differs sharply from the rest of the state.

Metric219 NW Indiana317 Indianapolis
Complaints28,32028,319
#1 CategoryDebt reduction (4,391)Medical (3,999)
Debt Robocall %86.7%64.2%
In-State %52.0%69.6%

The 219 area code's 52% in-state targeting and 86.7% debt robocall rate mirrors the nationwide debt campaign pattern seen in 502 Louisville (46.1% in-state, 89.2% debt robocall) and 719 Colorado Springs (52%, 86.4%). Northwest Indiana's proximity to Chicago may also result in scam infrastructure spillover from the Chicago metro's extensive VoIP operations.

Indiana's Scam Category Profile

RankScam CategoryComplaintsRobocall %
1Medical and prescriptions14,70550.5%
2Government/business impersonation11,25964.3%
3Debt reduction11,07576.3%
4Warranties and protection plans1,53161.0%
5Home improvement and cleaning91936.3%
6Charities90861.7%
7Energy, solar, and utilities66162.0%
8Vacation and timeshares62234.2%

Medical scams lead by 31% over impersonation, and the three top categories are tightly clustered (14,705 / 11,259 / 11,075). The 50.5% medical robocall rate (evenly split automated/live) and 76.3% debt robocall rate are consistent with national patterns.

Duke Energy Indiana reported 346 scam complaints in 2025, with scammers replicating Duke's IVR system so callbacks sounded legitimate. A 73-year-old New Albany business owner lost $3,400 to a spoofed Duke call. Duke deployed AI in February 2026 to scan websites and social media for social engineering threats targeting their customers. This IVR spoofing pattern mirrors what Xcel Energy documented in Colorado.

Top 10 Most Reported Indiana Phone Numbers

RankPhone NumberComplaintsPrimary Category
1(812) 590-0359116Debt reduction (50%)
2(317) 805-9137113Timeshare (38.9%)
3(765) 348-408490Debt reduction (100%)
4(317) 933-730186Impersonation, mixed
5(812) 650-946177Debt reduction (100%)
6(260) 200-425972Mixed
7(463) 210-181566Medical (100%)
8(463) 227-155664Home improvement (100%)
9(812) 413-508360Mixed (charities)
10(260) 290-097460Mixed

(317) 805-9137 from Indianapolis has 44 timeshare complaints (38.9%), connected to the timeshare fraud pattern that led AG Rokita to dissolve GoGo Travel Consulting. (765) 348-4084 and (812) 650-9461 are dedicated debt reduction lines at 100% concentration. (463) 210-1815 is a pure medical scam number (100%), and (463) 227-1556 is a pure home improvement scam number (100%), both from the Indianapolis overlay.

The Nation's Fastest-Growing Robocall State

YouMail data shows Indiana had the largest robocall increase in the country from 2023 to 2024:

RankStateAdditional Robocalls% Increase
1Indiana140.93 million14.25%
2Georgia128.86 million3.95%
3North Carolina109.28 million5.98%
4Ohio88.42 million3.86%

Indiana's 14.25% increase is more than double the growth rate of other high-volume states. The 2024 election cycle likely contributed through political robocalls, but the surge extended well beyond political campaigns into debt, medical, and impersonation scams.

Neighbor Spoofing Analysis

Highest In-State%Lowest In-State%
574 South Bend75.5%219 NW Indiana52.0%
812 Southern IN71.8%463 Indy overlay60.9%
317 Indianapolis69.6%765 Central IN66.5%
260 Fort Wayne68.8%

South Bend (574) has the highest in-state targeting at 75.5%, consistent with its role as a local neighbor-spoofing zone. Northwest Indiana (219) at 52% is the state's primary out-of-state campaign code.

Indiana vs. Other States

StateArea CodesComplaintsRobocall GrowthUnique Angle
Tennessee7183,370N/A#2 per capita, leads enforcement
Colorado4149,471N/A105% spam increase, 4 codes
Massachusetts9148,586N/A$338.87M IC3 losses
Indiana7143,882#1 nationally (+14.25%)Fastest-growing robocall state

Indiana's Consumer Data Protection Bill of Rights (November 2025) gives residents 15 key rights under the Indiana Consumer Data Protection Act, adding a regulatory framework to limit the personal data that feeds scam operations.

What Hoosiers Can Do

  1. Check any suspicious number on ScamVerify's phone lookup before calling back. Indiana has 57,026 known scam numbers in our database.
  2. Report scam calls to the FTC at ReportFraud.ftc.gov and to the IN AG at in.gov/attorneygeneral or 1-800-382-5516.
  3. Register on Indiana's Do Not Call List at indonotcall.org in addition to the federal registry. Indiana has its own state-level enforcement.
  4. Verify Duke Energy communications. Duke Energy never threatens immediate disconnection by phone. Their IVR system has been replicated by scammers. Call Duke directly at 1-800-521-2232.
  5. Be cautious of Indiana DMV and DOR texts. AG Rokita has warned about fake "State of Indiana DMV" and DOR collection texts. Neither agency contacts residents by text to threaten consequences.

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FAQ

Is Indiana the worst state for robocall growth?

Yes. Indiana had the largest robocall increase in the entire United States from 2023 to 2024: 140.93 million additional robocalls, a 14.25% jump (YouMail data). This outpaced Georgia (+128.86M), North Carolina (+109.28M), and Ohio (+88.42M). Spam calls in Indiana increased 89.94% year over year, and the state ranks #8 nationally for spam per user.

Which Indiana area code gets the most scam calls?

219 (Northwest Indiana/Gary) and 317 (Indianapolis) are tied at approximately 28,320 complaints each. However, they have different profiles: 219 leads with debt reduction (4,391 at 86.7% robocall rate, 52% in-state), while 317 leads with medical (3,999 at 69.6% in-state). The 219 code is influenced by proximity to Chicago's scam infrastructure.

What types of scams target Indiana the most?

Medical and prescriptions lead with 14,705 complaints (50.5% robocall rate), followed by government/business impersonation at 11,259 (64.3%) and debt reduction at 11,075 (76.3%). Duke Energy impersonation (346 reports with IVR system replication) and fake Indiana DMV/DOR texts are state-specific threats. AG Rokita dissolved a Jasper timeshare fraud company in November 2025.

Why does Northwest Indiana (219) have such different scam patterns?

The 219 area code covers Gary, Hammond, and other Northwest Indiana cities directly adjacent to Chicago. Its 52% in-state targeting and 86.7% debt robocall rate mirror nationwide campaign codes like 502 Louisville and 719 Colorado Springs. The proximity to Chicago's VoIP infrastructure and the Chicago metro's 8+ area codes likely creates spillover into 219 numbers.

How do I report a scam call in Indiana?

Report to the FTC at ReportFraud.ftc.gov and to the Indiana AG at in.gov/attorneygeneral or 1-800-382-5516. Register on Indiana's state Do Not Call List at indonotcall.org. For Duke Energy scams, report to Duke at 1-800-521-2232. AG Rokita posts scam warnings directly on X, making his office one of the most accessible for real-time alerts.

Photo by TROY ALLEN on Unsplash

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