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Intelligence report · Utility & energy scams

If a caller threatens to shut off your power unless you pay right now, it is a scam.

Your electric, gas, or water company does not call to demand instant payment under threat of shutting off your service in minutes. Real utilities send written notice before any disconnection and never require payment by gift card, wire transfer, or cryptocurrency. If a caller is creating a sudden emergency about your bill and rushing you to pay a strange way, it is a scam. The steps below tell you exactly what to do right now, then check the number or company with Ava.

Right now

Do this right now

If a caller is threatening to shut off your power unless you pay immediately, take these steps before anything else.

  1. Do not pay anything on the call.

    No matter how urgent it sounds, do not pay over the phone right now. A real utility gives you written notice and time, never a pay-in-minutes ultimatum.

  2. Hang up.

    End the call. You do not owe the person who called you an explanation, and staying on the line only gives them more time to pressure you.

  3. Call your utility on the number from your bill.

    Look up your account using the phone number on a past bill or the company’s official website, never a call-back number the caller gave you, and ask if there is any real balance.

  4. Never pay by gift card, wire, or crypto.

    No real utility takes payment by gift card, a money-transfer app, a reloadable card, or cryptocurrency. That request is the scam, every time.

  5. If you already paid, act fast.

    Call your bank or the gift-card issuer right away to try to stop or reverse it, then report it to the FTC at ReportFraud.ftc.gov.

  6. Then check the number or company with Ava.

    Tell Ava the number that called, the company they claimed to be, or what they said, and she will confirm it and tell you the next move.

The Evidence · Live federal readout
FTC + FCC · Updated Jun 28, 2026

Complaints in our federal data · since 2025

38,195

About 3,935 in the last 90 days.

30-day trend

13% falling

Direction moves week to week, and it can rise again.

Robocall share

~49%

arrive as automated robocalls

From 38,195 complaints in the FTC and FCC federal complaint databases, refreshed weekly. Each number and area code opens its own report page.

How it works

One threat, five forms

Utility and energy scams arrive in five recognizable forms. Some are an urgent threat about your bill, others are a calm pitch about your energy. They share one spine: a stranger wants your money or your account details over a contact you did not start. Here is how to read each one.

01

“Pay now or we cut your power” threat

“Your account is past due. Your electricity will be shut off in 30 minutes unless you pay.”

What they say

A caller says they are from your electric or gas company, your account is seriously past due, and a truck is on the way to disconnect your service within the hour. The only way to stop it is to pay the balance immediately, usually by gift card or a money-transfer app.

How to tell it’s a scam

  • A real utility sends written notice before any shut-off and gives you time and ways to dispute it. It does not threaten disconnection in minutes by phone.
  • Demanding payment by gift card, wire, or cryptocurrency is a guaranteed sign of a scam, because those payments are nearly impossible to trace or recover.
  • The countdown exists to panic you into paying before you can call the real company and check.
What to do: Do not pay. Hang up and call your utility on the number from your bill to check your real balance. Then report the call and check the number with Ava.
02

Utility “overpayment” refund

“You overpaid your last bill. Confirm your card so we can refund the difference.”

What they say

A caller claims you accidentally overpaid your utility bill or qualify for a credit, and they need your bank or card details to send the refund. They may already have some of your account information to sound convincing.

How to tell it’s a scam

  • A real refund or credit is applied to your account automatically. It does not require you to hand over your bank login or card number over the phone.
  • Asking you to “confirm” your card to receive money is how they capture it to take money out, not put it in.
  • Knowing part of your account number is not proof. That data leaks from breaches and is reused to make the call believable.
What to do: Do not share your bank or card details. Hang up and call your utility on the number from your bill to ask about any real credit on your account.
03

“Free” or “government” solar program

“You’ve been pre-approved for a free government solar program in your area.”

What they say

A cold caller says a new government or utility program will install solar panels for free or slash your power bill to nothing, and you have been pre-approved. They want to confirm your address, your utility, and your details to schedule it.

How to tell it’s a scam

  • There is no blanket “free government solar” program that cold-calls homeowners. Real incentives come through licensed installers and your own utility, not surprise calls.
  • “Pre-approved” and “only in your area today” are sales hooks, and the call often hands you to high-pressure installers or harvests your information.
  • Promises of a zero-dollar bill or guaranteed savings with no paperwork are not how real solar financing works.
What to do: Do not commit or share details on the call. If you are interested in solar, research licensed installers yourself and check any program through your own utility’s official website.
04

Energy “rate reduction” switch

“We can lock in a lower electricity rate. Just have your bill ready to verify your account.”

What they say

A caller offers to lower your energy rate or says they represent your utility and need to “verify” your account to apply a discount. They ask you to read the account number off your bill to switch your supplier or confirm the deal.

How to tell it’s a scam

  • Reading your account number off your bill can let them switch your energy supplier without your real consent, a practice known as slamming.
  • Your own utility does not need you to verify your account number to a caller, because it already has it.
  • A “limited-time” lower rate pushed over a cold call is a sales or harvesting tactic, not a real account update.
What to do: Do not read your account number to an unexpected caller. Hang up. To change suppliers or rates, start the change yourself through your utility or a provider you chose.
05

Door-to-door meter or deposit

“I’m from the power company. I need to check your meter, or collect a deposit to keep your service.”

What they say

Someone shows up claiming to be from the utility. They may say they need access to your meter, that you owe a deposit to avoid disconnection, or that they can lower your bill if you sign or pay on the spot.

How to tell it’s a scam

  • Real utility workers carry official identification and do not demand on-the-spot cash or gift-card payments to keep your service on.
  • Pressure to sign, pay, or grant access immediately is the warning sign, whether it comes by phone or at your door.
  • An unexpected visitor pushing a same-day deposit or contract is steering you to decide before you can verify them.
What to do: Do not pay or sign anything at the door. Ask for identification, then call your utility on the number from your bill to confirm whether anyone was really sent.
The manipulation

Why it felt real

The threat was engineered to make you pay before you think. Here is each thing that made it convincing, and why none of it is proof.

What made it feel real

They said my power would be cut off in minutes, so I panicked and wanted to pay.

The truth

That deadline is the scam. A real utility gives written notice and time before any disconnection, and it never cuts your power because you did not pay a phone caller in the next few minutes.

What made it feel real

They knew my name and part of my account number, so it felt official.

The truth

Personal details leak from data breaches and are reused to sound legitimate. Knowing a fragment of your account proves nothing, and your real utility already has your full account on file.

What made it feel real

The caller ID showed my utility company’s name and number.

The truth

Caller ID is easily faked. Scammers spoof the real company’s name and number so the call looks genuine, which is why you hang up and call the number on your bill instead.

What made it feel real

They told me to pay with a gift card or app to stop the shut-off.

The truth

No real utility accepts gift cards, wire transfers, reloadable cards, or cryptocurrency. They demand those because the money is nearly impossible to trace or get back. The payment method alone gives it away.

Your AI analyst

Run it by Ava.

Describe the call, the message, or whatever they are asking for. Ava names exactly what you are dealing with, tells you your next move, and can act to shut it down for you and keep watch in case they try again.

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