984 Area Code Scam Report
Raleigh, NC
Updated Jun 28, 2026 · FTC complaint data
The 984 area code covers Raleigh, NC and ranks #244 out of all U.S. area codes for scam call complaints. The FTC has logged 25,289 complaints from 11,243 unique phone numbers in the 984 prefix. The FCC independently recorded another 549 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 984 distinctive: 63.5% of victims are North Carolina residents, and 4% of victims have a 984 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 984 caller ID because people in the North Carolina area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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984 Area Code at a Glance
25,289
2.2 per number avg
549
independent federal source
63.5%
target North Carolina residents
#244
of all U.S. area codes
Why Scammers Spoof 984 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 984 because it is a large, recognizable North Carolina area code. When your phone rings and shows a 984 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 984 numbers:
- 63.5% of victims are in North Carolina, confirming local targeting
- 4% of victims have a 984 number themselves, meaning scammers match the victim's own area code
- The remaining 37% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 984 Scam Calls Are About
Not all 984 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Reducing your debt (credit cards, mortgage, student loans) scams have the highest automation rate at 78%, meaning 8 out of 10 calls are robots. Warranties & protection plans follows at 77.7%. If your phone rings from a 984 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Calls pretending to be government, businesses, or family and friends
1,819 complaints
57.4%
robocall rate
Reducing your debt (credit cards, mortgage, student loans)
1,633 complaints
78%
robocall rate
Medical & prescriptions
1,409 complaints
51.8%
robocall rate
Warranties & protection plans
1,074 complaints
77.7%
robocall rate
Charities
284 complaints
59.2%
robocall rate
Home improvement & cleaning
172 complaints
39%
robocall rate
Most Reported 984 Numbers
These 984 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 984 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 984 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
Related Articles
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The North Carolina Scam Call Cluster
984 does not exist in isolation. The entire North Carolina metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 25,289 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 63.5%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
336
Greensboro, NC
68,476 complaints
78.8% target North Carolina
704
Charlotte, NC
65,098 complaints
76.7% target North Carolina
910
Area Code 910
60,828 complaints
72.3% target North Carolina
919
Area Code 919
58,100 complaints
80% target North Carolina
828
Area Code 828
57,805 complaints
69.2% target North Carolina
252
Eastern NC
47,465 complaints
61.2% target North Carolina
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 984 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 25,289 complaints from 984 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 549 complaints from 984 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.