704 Area Code Scam Report
Charlotte, NC
The 704 area code covers Charlotte, NC and ranks #53 out of all U.S. area codes for scam call complaints. The FTC has logged 63,598 complaints from 32,299 unique phone numbers in the 704 prefix. The FCC independently recorded another 1,492 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 704 distinctive: 77% of victims are North Carolina residents, and 67% of victims have a 704 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 704 caller ID because people in the North Carolina area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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704 Area Code at a Glance
63,598
2 per number avg
1,492
independent federal source
77%
target North Carolina residents
#53
of all U.S. area codes
Why Scammers Spoof 704 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 704 because it is a large, recognizable North Carolina area code. When your phone rings and shows a 704 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 704 numbers:
- 77% of victims are in North Carolina, confirming local targeting
- 67% of victims have a 704 number themselves, meaning scammers match the victim's own area code
- The remaining 23% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 704 Scam Calls Are About
Not all 704 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Warranties & protection plans scams have the highest automation rate at 80.1%, meaning 8 out of 10 calls are robots. Energy, solar, & utilities follows at 75.5%. If your phone rings from a 704 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Calls pretending to be government, businesses, or family and friends
6,276 complaints
72%
robocall rate
Medical & prescriptions
5,734 complaints
57.4%
robocall rate
Warranties & protection plans
3,015 complaints
80.1%
robocall rate
Reducing your debt (credit cards, mortgage, student loans)
2,798 complaints
71.9%
robocall rate
Home improvement & cleaning
700 complaints
53%
robocall rate
Energy, solar, & utilities
674 complaints
75.5%
robocall rate
Most Reported 704 Numbers
These 704 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 704 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 704 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
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The North Carolina Scam Call Cluster
704 does not exist in isolation. The entire North Carolina metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 63,598 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 77%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
336
Greensboro, NC
67,429 complaints
78.9% target North Carolina
910
Area Code 910
59,386 complaints
72.6% target North Carolina
919
Area Code 919
57,060 complaints
79.9% target North Carolina
828
Area Code 828
56,392 complaints
68.7% target North Carolina
252
Eastern NC
46,657 complaints
61.1% target North Carolina
980
Area Code 980
43,678 complaints
51.6% target North Carolina
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 704 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 63,598 complaints from 704 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 1,492 complaints from 704 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.
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