931 Area Code Scam Report
Clarksville, TN
The 931 area code covers Clarksville, TN and ranks #234 out of all U.S. area codes for scam call complaints. The FTC has logged 25,934 complaints from 14,198 unique phone numbers in the 931 prefix. The FCC independently recorded another 697 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 931 distinctive: 68.8% of victims are Tennessee residents, and 52% of victims have a 931 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 931 caller ID because people in the Tennessee area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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931 Area Code at a Glance
25,934
1.8 per number avg
697
independent federal source
68.8%
target Tennessee residents
#234
of all U.S. area codes
Why Scammers Spoof 931 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 931 because it is a large, recognizable Tennessee area code. When your phone rings and shows a 931 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 931 numbers:
- 68.8% of victims are in Tennessee, confirming local targeting
- 52% of victims have a 931 number themselves, meaning scammers match the victim's own area code
- The remaining 31% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 931 Scam Calls Are About
Not all 931 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Computer & technical support scams have the highest automation rate at 87.1%, meaning 9 out of 10 calls are robots. Warranties & protection plans follows at 82.8%. If your phone rings from a 931 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Medical & prescriptions
3,198 complaints
51.1%
robocall rate
Calls pretending to be government, businesses, or family and friends
2,169 complaints
66.2%
robocall rate
Warranties & protection plans
1,990 complaints
82.8%
robocall rate
Reducing your debt (credit cards, mortgage, student loans)
1,602 complaints
78.1%
robocall rate
Charities
248 complaints
68.1%
robocall rate
Computer & technical support
147 complaints
87.1%
robocall rate
Most Reported 931 Numbers
These 931 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 931 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 931 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
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The Tennessee Scam Call Cluster
931 does not exist in isolation. The entire Tennessee metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 25,934 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 68.8%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
615
Nashville, TN
74,413 complaints
72.3% target Tennessee
423
Area Code 423
57,303 complaints
67.4% target Tennessee
901
Area Code 901
42,355 complaints
65.8% target Tennessee
865
Knoxville, TN
36,322 complaints
76.6% target Tennessee
731
Area Code 731
25,810 complaints
55.6% target Tennessee
629
Area Code 629
10,871 complaints
58.7% target Tennessee
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 931 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 25,934 complaints from 931 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 697 complaints from 931 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.
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