731 Area Code Scam Report
Area Code 731
The 731 area code covers Area Code 731 and ranks #235 out of all U.S. area codes for scam call complaints. The FTC has logged 25,810 complaints from 12,297 unique phone numbers in the 731 prefix. The FCC independently recorded another 734 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 731 distinctive: 55.6% of victims are Tennessee residents, and 31% of victims have a 731 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 731 caller ID because people in the Tennessee area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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731 Area Code at a Glance
25,810
2.1 per number avg
734
independent federal source
55.6%
target Tennessee residents
#235
of all U.S. area codes
Why Scammers Spoof 731 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 731 because it is a large, recognizable Tennessee area code. When your phone rings and shows a 731 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 731 numbers:
- 55.6% of victims are in Tennessee, confirming local targeting
- 31% of victims have a 731 number themselves, meaning scammers match the victim's own area code
- The remaining 44% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 731 Scam Calls Are About
Not all 731 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Computer & technical support scams have the highest automation rate at 85.6%, meaning 9 out of 10 calls are robots. Reducing your debt (credit cards, mortgage, student loans) follows at 85.2%. If your phone rings from a 731 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Reducing your debt (credit cards, mortgage, student loans)
3,187 complaints
85.2%
robocall rate
Calls pretending to be government, businesses, or family and friends
2,207 complaints
69.9%
robocall rate
Medical & prescriptions
2,036 complaints
48.4%
robocall rate
Warranties & protection plans
1,204 complaints
80.2%
robocall rate
Charities
447 complaints
32.9%
robocall rate
Computer & technical support
188 complaints
85.6%
robocall rate
Most Reported 731 Numbers
These 731 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 731 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 731 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
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The Tennessee Scam Call Cluster
731 does not exist in isolation. The entire Tennessee metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 25,810 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 55.6%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
615
Nashville, TN
74,413 complaints
72.3% target Tennessee
423
Area Code 423
57,303 complaints
67.4% target Tennessee
901
Area Code 901
42,355 complaints
65.8% target Tennessee
865
Knoxville, TN
36,322 complaints
76.6% target Tennessee
931
Clarksville, TN
25,934 complaints
68.8% target Tennessee
629
Area Code 629
10,871 complaints
58.7% target Tennessee
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 731 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 25,810 complaints from 731 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 734 complaints from 731 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.
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