845 Area Code Scam Report
Hudson Valley, NY
The 845 area code covers Hudson Valley, NY and ranks #107 out of all U.S. area codes for scam call complaints. The FTC has logged 52,930 complaints from 26,578 unique phone numbers in the 845 prefix. The FCC independently recorded another 1,691 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 845 distinctive: 49% of victims are New York residents, and 37% of victims have a 845 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 845 caller ID because people in the New York area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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845 Area Code at a Glance
52,930
2 per number avg
1,691
independent federal source
49%
target New York residents
#107
of all U.S. area codes
Why Scammers Spoof 845 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 845 because it is a large, recognizable New York area code. When your phone rings and shows a 845 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 845 numbers:
- 49% of victims are in New York, confirming local targeting
- 37% of victims have a 845 number themselves, meaning scammers match the victim's own area code
- The remaining 51% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 845 Scam Calls Are About
Not all 845 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Reducing your debt (credit cards, mortgage, student loans) scams have the highest automation rate at 92.3%, meaning 9 out of 10 calls are robots. Warranties & protection plans follows at 89.3%. If your phone rings from a 845 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Reducing your debt (credit cards, mortgage, student loans)
11,964 complaints
92.3%
robocall rate
Calls pretending to be government, businesses, or family and friends
4,855 complaints
72.7%
robocall rate
Warranties & protection plans
3,447 complaints
89.3%
robocall rate
Medical & prescriptions
2,476 complaints
45.9%
robocall rate
Energy, solar, & utilities
590 complaints
53.2%
robocall rate
Lotteries, prizes & sweepstakes
496 complaints
60.7%
robocall rate
Most Reported 845 Numbers
These 845 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 845 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 845 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
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The New York Scam Call Cluster
845 does not exist in isolation. The entire New York metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 52,930 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 49%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
315
Syracuse, NY
105,915 complaints
39.6% target New York
518
Albany, NY
85,447 complaints
41.5% target New York
516
Long Island, NY
77,703 complaints
54.9% target New York
631
Long Island, NY
62,864 complaints
65% target New York
716
Buffalo, NY
62,320 complaints
48.9% target New York
718
Brooklyn/Queens, NY
51,260 complaints
80.3% target New York
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 845 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 52,930 complaints from 845 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 1,691 complaints from 845 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.
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