445 Area Code Scam Report
Philadelphia, PA
The 445 area code covers Philadelphia, PA and ranks #308 out of all U.S. area codes for scam call complaints. The FTC has logged 11,398 complaints from 5,032 unique phone numbers in the 445 prefix. The FCC independently recorded another 424 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 445 distinctive: 33% of victims are Pennsylvania residents, and 3% of victims have a 445 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 445 caller ID because people in the Pennsylvania area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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445 Area Code at a Glance
11,398
2.3 per number avg
424
independent federal source
33%
target Pennsylvania residents
#308
of all U.S. area codes
Why Scammers Spoof 445 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 445 because it is a large, recognizable Pennsylvania area code. When your phone rings and shows a 445 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 445 numbers:
- 33% of victims are in Pennsylvania, confirming local targeting
- 3% of victims have a 445 number themselves, meaning scammers match the victim's own area code
- The remaining 67% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 445 Scam Calls Are About
Not all 445 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Reducing your debt (credit cards, mortgage, student loans) scams have the highest automation rate at 88.9%, meaning 9 out of 10 calls are robots. Medical & prescriptions follows at 63.2%. If your phone rings from a 445 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Reducing your debt (credit cards, mortgage, student loans)
3,657 complaints
88.9%
robocall rate
Calls pretending to be government, businesses, or family and friends
591 complaints
62.9%
robocall rate
Medical & prescriptions
495 complaints
63.2%
robocall rate
Warranties & protection plans
194 complaints
45.9%
robocall rate
Energy, solar, & utilities
121 complaints
46.3%
robocall rate
Vacation & timeshares
50 complaints
14%
robocall rate
Most Reported 445 Numbers
These 445 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 445 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 445 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
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The Pennsylvania Scam Call Cluster
445 does not exist in isolation. The entire Pennsylvania metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 11,398 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 33%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
717
Area Code 717
58,242 complaints
76.2% target Pennsylvania
610
Area Code 610
55,325 complaints
78.7% target Pennsylvania
570
Area Code 570
52,308 complaints
80.7% target Pennsylvania
267
Area Code 267
50,831 complaints
50.7% target Pennsylvania
215
Area Code 215
50,101 complaints
69.9% target Pennsylvania
412
Area Code 412
44,488 complaints
72.6% target Pennsylvania
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 445 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 11,398 complaints from 445 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 424 complaints from 445 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.
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