445 Area Code Scam Report
Philadelphia, PA
The 445 area code covers Philadelphia, PA and ranks #293 out of all U.S. area codes for scam call complaints. The FTC has logged 8,563 complaints from 3,476 unique phone numbers in the 445 prefix. The FCC independently recorded another 421 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 445 distinctive: 29.1% of victims are Pennsylvania residents, and 3% of victims have a 445 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 445 caller ID because people in the Pennsylvania area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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445 Area Code at a Glance
8,563
2.5 per number avg
421
independent federal source
29.1%
target Pennsylvania residents
#293
of all U.S. area codes
Why Scammers Spoof 445 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 445 because it is a large, recognizable Pennsylvania area code. When your phone rings and shows a 445 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 445 numbers:
- 29.1% of victims are in Pennsylvania, confirming local targeting
- 3% of victims have a 445 number themselves, meaning scammers match the victim's own area code
- The remaining 71% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 445 Scam Calls Are About
Not all 445 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Reducing your debt (credit cards, mortgage, student loans) scams have the highest automation rate at 89.1%, meaning 9 out of 10 calls are robots. Calls pretending to be government, businesses, or family and friends follows at 66.3%. If your phone rings from a 445 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Reducing your debt (credit cards, mortgage, student loans)
3,326 complaints
89.1%
robocall rate
Calls pretending to be government, businesses, or family and friends
424 complaints
66.3%
robocall rate
Medical & prescriptions
299 complaints
55.2%
robocall rate
Energy, solar, & utilities
83 complaints
42.2%
robocall rate
Warranties & protection plans
79 complaints
16.5%
robocall rate
Vacation & timeshares
34 complaints
5.9%
robocall rate
Most Reported 445 Numbers
These 445 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 445 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 445 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
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The Pennsylvania Scam Call Cluster
445 does not exist in isolation. The entire Pennsylvania metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 8,563 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 29.1%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
717
Area Code 717
28,375 complaints
75.2% target Pennsylvania
215
Area Code 215
24,214 complaints
69.9% target Pennsylvania
570
Area Code 570
23,528 complaints
79.3% target Pennsylvania
610
Area Code 610
23,316 complaints
75.3% target Pennsylvania
267
Area Code 267
22,637 complaints
48.6% target Pennsylvania
412
Area Code 412
20,652 complaints
72.8% target Pennsylvania
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 445 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 8,563 complaints from 445 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 421 complaints from 445 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.
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