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AI Analysis
This number shows mixed signals that make it difficult to definitively classify. While it displays 'U.S. Bank' as the caller ID, which could suggest legitimacy, it operates on Bandwidth.com CLEC - a VoIP carrier commonly exploited by scammers due to minimal vetting requirements. The nonFixedVoip line type makes caller ID spoofing relatively easy. No complaints appear in industry robocall databases, but this doesn't guarantee safety given the carrier risk profile.
Risk Assessment
Use caution. Verify caller identity independently before providing any information.
This score is based on:
Technical Indicators
Data Sources
| Source | Complaints |
|---|---|
| FTC Do Not Call Registry | 4 |
| FCC Unwanted Calls | 0 |
| Robocall Database | Not Flagged |
| Community Reports | 0 |
More Reported 636 Numbers
The 636 area code has 100+ numbers with FTC complaints. These have the most reports.
Data last updated June 28, 2026
What should I do?
- Do NOT answer or call back this number
- Your bank will NEVER ask for your full PIN, password, or online banking credentials
- Do NOT click links or download apps they send
- Hang up and call your bank's official number (from their website or your card)
- Real fraud departments never pressure you to act immediately
- Block this number
Scammers impersonate banks and credit card companies to steal login credentials and account information. They create urgency to bypass your critical thinking.
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Phone Number Details
This assessment was generated using federal databases, carrier records, and community reports. It is informational only and should not be treated as legal or professional advice. Learn more in our Privacy Policy.