Key Findings
Area code 407 (Orlando, Florida) ranks #23 nationally with 48,399 FTC complaints from 17,053 unique scam numbers. Medical scams lead the area code overall, but what makes 407 unlike any other area code in America is its timeshare scam problem: 3,273 complaints, the third-highest category, driven by Orlando's $10 billion tourism and timeshare industry.
ScamVerify™ identified two organized timeshare scam rings operating within 407, using 58 sequential numbers that generated 2,434 combined complaints. The #1 most reported phone number in the entire 407 area code, (407) 845-7565, has 407 FTC complaints with 97.6% categorized as timeshare scams. No other major area code in the country has timeshare as a top-3 scam category.
Orlando's Scam Category Profile
| Rank | Scam Category | Complaints | Robocall % |
|---|---|---|---|
| 1 | Medical and prescriptions | 4,751 | 64.7% |
| 2 | Government/business impersonation | 3,901 | 60.7% |
| 3 | Vacation and timeshares | 3,273 | 41.4% |
| 4 | Debt reduction | 2,143 | 67.1% |
| 5 | Energy, solar, and utilities | 1,344 | 44.5% |
| 6 | Warranties and protection plans | 787 | 71.3% |
| 7 | Home improvement and cleaning | 573 | 37.0% |
| 8 | Lotteries, prizes, and sweepstakes | 341 | 30.5% |
The timeshare category's 41.4% robocall rate is the lowest of the top 6 categories. This means the majority of timeshare scam calls use live operators, not pre-recorded messages. Live-operator timeshare pitches are harder for carrier screening to detect and block, and they produce higher conversion rates because the caller can respond to questions in real time.
In June 2025, the FTC and law enforcement announced 191 enforcement actions halting timeshare resale scams, with operations based in Sanford, Florida (15 miles north of downtown Orlando) and Santo Domingo, Dominican Republic. The FTC issued a specific consumer alert about timeshare resale scams in September 2025, warning consumers to verify any company that contacts them about buying their timeshare.
Two Timeshare Scam Rings Identified
ScamVerify detected two concentrated number blocks within 407 that operate as organized timeshare scam rings.
Ring 1: 407-946-6xxx
| Number | Complaints | Timeshare % |
|---|---|---|
| (407) 946-6142 | 157 | 49.7% |
| (407) 946-6140 | 122 | 17.2% |
| (407) 946-6256 | 96 | 39.6% |
| (407) 946-6248 | 88 | 36.4% |
| (407) 946-6266 | 78 | 10.3% |
| + 27 more numbers | 756 | Mixed |
| Ring 1 Total | 1,297 | 32 numbers |
Ring 2: 407-235-7xxx
| Number | Complaints | Timeshare % |
|---|---|---|
| (407) 235-7448 | 200 | 34.0% |
| (407) 235-7395 | 147 | 18.4% |
| (407) 235-7393 | 115 | 36.5% |
| (407) 235-7387 | 93 | 40.9% |
| + 22 more numbers | 582 | Mixed |
| Ring 2 Total | 1,137 | 26 numbers |
Combined, these two rings account for 58 sequential numbers and 2,434 complaints. The 407-235-7 ring averages 43.7 complaints per number, nearly 17 times the national average. Both rings mix timeshare pitches with other scam categories (impersonation, dropped calls), suggesting multi-campaign operations that rotate between scam types using the same number pool.
The #1 Orlando Number: 407 Complaints for Timeshares
(407) 845-7565 is the most reported number in the 407 area code with 407 FTC complaints. Of those, 397 (97.6%) are categorized as vacation and timeshare scams. It is a single-purpose timeshare scam number with a nearly perfect single-category complaint rate.
This one number has more timeshare complaints than entire area codes in other states have total complaints for any category. It represents the intersection of Orlando's timeshare economy and the area code's spoofing value: a 407 number calling about a timeshare feels inherently plausible to anyone who has ever visited Orlando.
Top 10 Most Reported 407 Phone Numbers
| Rank | Phone Number | Complaints | Primary Category |
|---|---|---|---|
| 1 | (407) 845-7565 | 407 | Timeshare (97.6%) |
| 2 | (407) 235-7448 | 200 | Timeshare, mixed |
| 3 | (407) 946-6142 | 157 | Timeshare, mixed |
| 4 | (407) 854-7180 | 155 | Charities, mixed |
| 5 | (407) 235-7395 | 147 | Timeshare, mixed |
| 6 | (407) 783-5708 | 145 | Mixed (warranties) |
| 7 | (407) 703-6736 | 138 | Medical |
| 8 | (407) 946-6140 | 122 | Timeshare, mixed |
| 9 | (407) 235-7393 | 115 | Timeshare, mixed |
| 10 | (407) 553-3297 | 112 | Mixed |
Seven of the top 10 numbers have significant timeshare complaint percentages. Numbers #2, #3, #5, #8, and #9 are all part of the two identified scam rings. The only non-timeshare-linked numbers in the top 10 are #4 (charities), #6 (warranties), and #7 (medical).
407 in the Florida Context
Orlando's 407 ranks #1 among all 18 Florida area codes. See ScamVerify's full Florida phone scam report for statewide context.
| Area Code | Region | Complaints | Nat'l Rank |
|---|---|---|---|
| 407 | Orlando | 48,399 | #23 |
| 813 | Tampa | 47,233 | #28 |
| 561 | West Palm Beach | 45,829 | #31 |
| 239 | Fort Myers | 44,958 | #34 |
| 904 | Jacksonville | 43,593 | #39 |
Orlando also has an overlay code, 689, which adds another 13,116 complaints. Combined, the Orlando metro generates 61,515 complaints from 21,802 scam numbers. The 689 overlay has timeshare as a top-3 category as well (789 complaints), confirming the pattern extends beyond the original 407 code.
Florida legislators are responding. In February 2026, a state senate panel advanced SB 1516 and HB 1299 targeting fraudulent caller ID, with telecom companies facing up to $250,000 in civil penalties for providing fraudulent caller ID services. The bill requires STIR/SHAKEN implementation and takes effect October 1, 2026 if signed into law.
What to Do If You Get a Timeshare Call From a 407 Number
- Verify independently. If someone claims to have a buyer for your timeshare, do not pay any upfront fees. The FTC warns that legitimate timeshare resale companies never demand advance payment.
- Check any 407 number on ScamVerify's phone lookup before engaging. We have 17,053 known scam numbers in the 407 area code.
- Report the call to the FTC at ReportFraud.ftc.gov and to the Florida AG at 1-866-9NO-SCAM (1-866-966-7226).
- Do not provide personal or financial information. Timeshare scammers request credit card numbers, Social Security numbers, or bank account details to "process" a fake sale.
- Research the company. Look up any timeshare resale company at BBB.org and verify they have a Florida business license at sunbiz.org.
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FAQ
Is area code 407 a scam area code?
Area code 407 is a legitimate area code serving Orlando, Kissimmee, and parts of Central Florida since 1988. However, it ranks #23 nationally for FTC complaints with 48,399 reports from 17,053 scam numbers. Scammers spoof 407 numbers for neighbor spoofing (68.7% of complaints come from Florida residents) and to lend credibility to timeshare and vacation-related pitches. A call from 407 is not inherently a scam, but unsolicited calls from unknown 407 numbers should be treated with caution.
Why does Orlando have so many timeshare scam calls?
Orlando is the center of America's timeshare industry, with major operators concentrated in the International Drive corridor and Kissimmee. Timeshare resale scams exploit owners looking to exit costly timeshare contracts by promising to find a buyer in exchange for upfront fees. The FTC and law enforcement shut down 191 timeshare resale scam operations in June 2025, many based in Central Florida and the Dominican Republic. The 407 area code has 3,273 timeshare-specific FTC complaints, and two organized scam rings using 58 sequential numbers were identified in ScamVerify's database.
What is the most reported 407 phone number?
(407) 845-7565 leads the 407 area code with 407 FTC complaints, 97.6% of which are categorized as vacation and timeshare scams. It is a single-purpose timeshare scam number operating from the Orlando area code.
Are timeshare exit companies that call from 407 legitimate?
The FTC warns that unsolicited calls offering to buy or sell your timeshare are almost always scams. Legitimate timeshare resale companies do not cold-call owners, and no legitimate company requires upfront fees before providing services. If a company calling from a 407 number asks for money before doing anything, it is a scam. The FTC's September 2025 consumer alert specifically addresses timeshare resale fraud.
How does 407 compare to other Florida area codes?
Area code 407 ranks #1 among Florida's 18 area codes with 48,399 complaints. It is the only Florida area code with timeshare scams as a top-3 category (3,273 complaints). Tampa's 813 (47,233 complaints) and West Palm Beach's 561 (45,829) round out the top 3. For full state context, see ScamVerify's Florida Phone Scam Report 2026.
