364 Area Code Scam Report
Western KY
The 364 area code covers Western KY and ranks #321 out of all U.S. area codes for scam call complaints. The FTC has logged 5,093 complaints from 2,078 unique phone numbers in the 364 prefix. The FCC independently recorded another 198 complaints, meaning people are reporting these numbers to multiple federal agencies.
But here is what makes 364 distinctive: 36.5% of victims are Kentucky residents, and 2% of victims have a 364 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 364 caller ID because people in the Kentucky area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.
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364 Area Code at a Glance
5,093
2.5 per number avg
198
independent federal source
36.5%
target Kentucky residents
#321
of all U.S. area codes
Why Scammers Spoof 364 Numbers
Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 364 because it is a large, recognizable Kentucky area code. When your phone rings and shows a 364 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.
The data confirms this. Of all FTC complaints about 364 numbers:
- 36.5% of victims are in Kentucky, confirming local targeting
- 2% of victims have a 364 number themselves, meaning scammers match the victim's own area code
- The remaining 64% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
What 364 Scam Calls Are About
Not all 364 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.
Reducing your debt (credit cards, mortgage, student loans) scams have the highest automation rate at 89.6%, meaning 9 out of 10 calls are robots. Calls pretending to be government, businesses, or family and friends follows at 70.9%. If your phone rings from a 364 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.
Reducing your debt (credit cards, mortgage, student loans)
1,376 complaints
89.6%
robocall rate
Medical & prescriptions
494 complaints
66%
robocall rate
Calls pretending to be government, businesses, or family and friends
313 complaints
70.9%
robocall rate
Charities
70 complaints
41.4%
robocall rate
Warranties & protection plans
37 complaints
37.8%
robocall rate
Home security & alarms
24 complaints
0%
robocall rate
Most Reported 364 Numbers
These 364 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.
What to Do If You Get a Call from a 364 Number
If you did not answer
Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.
If you answered
Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.
Remember: the number is not real
The 364 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.
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The Kentucky Scam Call Cluster
364 does not exist in isolation. The entire Kentucky metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 5,093 FTC complaints, making DFW one of the most spoofed metro areas in the country.
Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 36.5%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.
Where This Data Comes From
Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 364 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.
- FTC Do Not Call Registry - 5,093 complaints from 364 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
- FCC Consumer Complaints - 198 complaints from 364 numbers. An independent federal source that corroborates the FTC data.
- Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.
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