351 Area Code Scam Calls - 5,845 FTC Complaints from Lowell, MA

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351 Area Code Scam Report

Lowell, MA

The 351 area code covers Lowell, MA and ranks #316 out of all U.S. area codes for scam call complaints. The FTC has logged 5,845 complaints from 2,222 unique phone numbers in the 351 prefix. The FCC independently recorded another 308 complaints, meaning people are reporting these numbers to multiple federal agencies.

But here is what makes 351 distinctive: 43% of victims are Massachusetts residents, and 1% of victims have a 351 number themselves. This is a textbook neighbor spoofing pattern. Scammers fake a 351 caller ID because people in the Massachusetts area are far more likely to answer a call that looks like it is coming from their own neighborhood. The number on your screen is fabricated.

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(351)

351 Area Code at a Glance

FTC Complaints

5,845

2.6 per number avg

FCC Complaints

308

independent federal source

Neighbor Spoofing

43%

target Massachusetts residents

National Rank

#316

of all U.S. area codes

Why Scammers Spoof 351 Numbers

Caller ID spoofing is trivially easy with modern VoIP technology. Scammers operating from anywhere in the world can make your phone display any number they choose. They pick 351 because it is a large, recognizable Massachusetts area code. When your phone rings and shows a 351 number, your instinct is that it might be a local business, a doctor's office, or someone you know. That instinct is exactly what scammers exploit.

The data confirms this. Of all FTC complaints about 351 numbers:

  • 43% of victims are in Massachusetts, confirming local targeting
  • 1% of victims have a 351 number themselves, meaning scammers match the victim's own area code
  • The remaining 57% of complaints come from all 50 states, showing these numbers also appear in broader campaigns
In-state (Massachusetts)Out-of-state (all 50 states)
43%57%

What 351 Scam Calls Are About

Not all 351 scam calls run the same playbook. The FTC categorizes complaints by subject, and the automation rate (robocall percentage) reveals which scams are run by machines versus live callers.

Reducing your debt (credit cards, mortgage, student loans) scams have the highest automation rate at 86.5%, meaning 9 out of 10 calls are robots. Calls pretending to be government, businesses, or family and friends follows at 68.9%. If your phone rings from a 351 number and you hear a recorded message about debt, tech support, or a government agency, it is almost certainly spoofed.

Reducing your debt (credit cards, mortgage, student loans)

1,143 complaints

86.5%

robocall rate

Calls pretending to be government, businesses, or family and friends

514 complaints

68.9%

robocall rate

Medical & prescriptions

211 complaints

41.7%

robocall rate

Charities

204 complaints

53.4%

robocall rate

Energy, solar, & utilities

111 complaints

32.4%

robocall rate

Vacation & timeshares

67 complaints

28.4%

robocall rate

Most Reported 351 Numbers

These 351 numbers have the highest FTC complaint counts. Click any number to see the full scam report with carrier data, complaint history, and AI risk analysis.

What to Do If You Get a Call from a 351 Number

If you did not answer

Do not call back. Scammers spoof real people's numbers, so calling back may reach an innocent person. Instead, check the number on ScamVerify™ to see if it has been reported. If there is no voicemail, it was almost certainly a robocall.

If you answered

Hang up immediately if you hear a recorded message. If a live person asks for personal information, payment, or claims to be from the IRS, Social Security, or your bank, do not engage. Legitimate agencies do not cold-call demanding immediate payment. Check the number below, then report it to the FTC at donotcall.gov.

Remember: the number is not real

The 351 number that appeared on your screen was almost certainly spoofed. The actual caller could be anywhere. This is why blocking individual numbers has limited value. Scammers generate thousands of spoofed numbers and discard them after a few calls.

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The Massachusetts Scam Call Cluster

351 does not exist in isolation. The entire Massachusetts metro shares five area codes, and scammers rotate through all of them. Combined, these codes account for 5,845 FTC complaints, making DFW one of the most spoofed metro areas in the country.

Fort Worth's 817 has the highest in-state targeting rate at 84%, while 469 sits at 43%. This suggests 817 is used almost exclusively for neighbor spoofing, while 469 sees slightly more use in broader nationwide campaigns.

Where This Data Comes From

Every number on this page comes from federal complaint databases, not estimates or surveys. When you check a specific 351 number on ScamVerify™, we cross-reference these sources in real time along with carrier intelligence and community reports.

  • FTC Do Not Call Registry - 5,845 complaints from 351 numbers. Consumers file these when they receive unwanted calls, especially from numbers on the Do Not Call list.
  • FCC Consumer Complaints - 308 complaints from 351 numbers. An independent federal source that corroborates the FTC data.
  • Carrier Intelligence - Real-time caller ID verification, line type detection, and STIR/SHAKEN attestation available when you check a specific number.

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