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Yellowstone River valley near Billings Montana
Data ReportsApril 13, 2026- Fannie

Montana Phone Scam Report 2026: 22,853 FTC Complaints From Area Code 406

Key Findings

Montana generates 22,853 FTC complaints from a single area code (406), ranking #209 nationally with 45.1% in-state targeting. ScamVerify™ analysis shows that Montana - the 4th largest U.S. state by area - covers its entire 147,040 square miles with a single code, making 406 a prime target for campaign spoofing. Impersonation leads at 2,601 complaints (64.4% robocall), with Northwestern Energy impersonation driving utility-related calls. Debt follows at 1,911 (82.9%) and medical at 1,787 (49.5%). The top number (406) 693-1527 has 182 complaints.

Montana's Single Area Code

RankArea CodeRegionComplaintsIn-State %Nat'l Rank
1406Entire state22,85345.1%#209

Montana's Scam Category Profile

RankScam CategoryComplaintsRobocall %
1Government/business impersonation2,60164.4%
2Debt reduction1,91182.9%
3Medical and prescriptions1,78749.5%
4Warranties and protection plans73672.1%
5Charities367-
6Energy, solar, and utilities188-

Debt at 82.9% robocall is the most automated category. Northwestern Energy impersonation contributes to the impersonation total. Warranties at 72.1% robocall round out the automated scam landscape.

Top 5 Most Reported Numbers

RankPhone NumberComplaintsPrimary Category
1(406) 693-1527182Impersonation (27)
2(406) 879-227093Mixed
3(406) 393-656974Mixed
4(406) 278-881066Dropped calls
5(406) 298-785964Debt (58)

What Montanans Can Do

  1. Check any suspicious number on ScamVerify's phone lookup. Montana has thousands of known scam numbers operating from the 406 code.
  2. Report scam calls to the FTC at ReportFraud.ftc.gov and to the Montana AG at dojmt.gov or 1-800-481-6896.
  3. Northwestern Energy will never demand immediate payment by phone. If you receive a threatening utility call, hang up and call NorthWestern directly at 1-888-467-2669.

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FAQ

What types of scams are most common in Montana?

Impersonation leads at 2,601 (64.4% robocall), debt at 1,911 (82.9%), and medical at 1,787 (49.5%). Warranties are elevated at 736 (72.1% robocall).

Why does Montana have only one area code?

Montana is the 4th largest state by area but has a population of just 1.1 million, which keeps it on a single code (406). The 45.1% in-state rate shows the code is heavily spoofed for nationwide campaigns.

How do I report a scam call in Montana?

Report to the FTC at ReportFraud.ftc.gov and the Montana AG at dojmt.gov or 1-800-481-6896.

Photo by Trevor Vannoy on Unsplash

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